Privacy

The calculators

Every calculator runs entirely in your browser. The numbers you enter are never sent to this site or to anyone else. Your browser keeps a copy of your last inputs on your own device so a tool opens where you left it; "Start over" on any tool erases that copy, and so does clearing your browser's site data.

"Copy a link to these numbers" puts your inputs into a web address. Anyone you send that link to can see those numbers, so share it as you would any document.

The economic cycle indicator

That page reads a small data file from a storage bucket. The request carries nothing about you beyond what any web request carries, and no cookie.

Booking a call

The booking form asks for your name, email, phone number, and a few ranges and choices about your finances so a first call is useful. When you continue, those answers are handed to the scheduling service that shows my calendar, and they reach me with the booking. They are not stored by this site. The scheduling service has its own privacy policy, which is linked from within its booking window.

• Please never type account numbers, Social Security numbers or passwords into the form. If you do, delete the booking and re-book without them.
• If online booking is switched off, the form instead opens an email in your own mail app with the same details, which you can edit before sending.
• I use what you send only to prepare for and hold the call, and to follow up on it. I do not sell it or share it with anyone for marketing.

What is not here

No analytics, no advertising pixels, no social widgets, no cookies set by this site. The only third parties any page contacts are the font service that supplies the typefaces, the storage bucket for the cycle data, and, on the booking page, the scheduling service.

Questions

Use the booking page to reach me, or the contact details on any confirmation you receive after booking.

Last reviewed September 2026.